Eligibility for student membership

If you are below the age of 30, you must be able to meet three criteria in order to be eligible for free student membership:

• I am enrolled in a study programme of at least 18 months (standardized) and is a 90 ECTS programme.
• I was resident and staying in Denmark immediately before the study programme started *
• I do not have an annual income exceeding DKK 285,669 (including the state educational grant (SU))

The maximum period of free student membership of an unemployment insurance fund is 5 years.

* Dispensations can be granted for EU citizens who started their studies in the period from 14 March 2020 - 27 June 2020 or in the period 9 January 2021 - 17 April 2021, but due to COVID-19 restrictions did not have physical residence in Denmark at the start of studies.

After your 30th birthday, the requirements are stricter than before your 30th birthday:

You must be able to tick off the following five criteria:

• I am enrolled in a study programme of at least 18 months (standardized) and is a 90 ECTS programme.
• I was resident and staying in Denmark immediately before the study programme started *
• I do not have an income exceeding DKK 285,669 per year (including the state educational grant (SU))
• I will pay into the early retirement scheme ** for the duration of my student membership after my 30th birthday
• I am entitled to receive benefits as a salary earner

* Dispensations can be granted for EU citizens who started their studies in the period from 14 March 2020 - 27 June 2020 or in the period 9 January 2021 - 17 April 2021, but due to COVID-19 restrictions did not have physical residence in Denmark at the start of studies.

** You must have joined and started paying into the early retirement scheme no later than on the day of your 30th birthday. The amount you must pay into the early retirement scheme is currently DKK 1,593 for every quarter. You will be able to recover the amounts paid into the early retirement scheme later.

If you are not eligible for a free student membership for the entire duration of your study programme (or part of it), it may be a good idea financially to join CA and become a member the last year before you complete your studies. Even if you have to pay a membership fee for a period of time until your graduation.

If you join in time to become a member for at least one year before completing your studies, this means that you will be entitled to receive benefits already the day after you have completed your studies. If you have been a member for less than one year, the earliest you can get benefits is one month after completing your studies.

The student membership may thus give you one month's extra benefits if you do not have a job after graduation. This translates into DKK 16,177, if you are a parent with dependent children, and DKK 14,106, if you do not have any children. For comparison purposes, the membership fee is DKK 505 per month, and this amount is deductible.

If you opt for this solution, you should still remember to let us know when you have passed your last exam. You can do that by submitting this form:

Change to new graduate status on graduation.

If your study programme is a certified study programme under the state educational grant scheme, you may apply for an exemption from the part of the membership fee which is called an "administration fee". This way, your total monthly membership fee will be reduced to DKK 368 per month.

Apply for exemption from payment of administration fee

You may also decide to become part-time insured and thus reduce your total monthly membership fee to DKK 245 per month.

Please contact us for further advice if you are considering becoming part-time insured.

If, for whatever reason, you have not joined CA as a student member, you may join us when you have completed your studies instead.

In that case, you will have no benefits rights until one month after having completed your studies. This is what is known as a waiting period, and it is mandatory. The other CA membership services will be available to you from your first day of membership.

In order to become a new graduate member, you must join us no later than 14 days after you have completed your studies.

If you wish to make sure that your CA membership is in place, you may join us up to 3 months before completing your studies. Write to us that you want to become a member with effect from the day when you complete your studies.

Then you will only need to send us a confirmation message 14 days after completing your studies. This way, you will only have to pay the membership fee from that date.

Join us as a new graduate

Change to new graduate status on graduation